Does Dental Insurance Cover Implants?
Posted: September 04, 2024
Depending on the policy, your dental plan may provide partial payment for dental implants. Otherwise, most plans cover some or all of the costs related to medically necessary dental care — which may not include implants.
What Is a Dental Implant?
A dental implant is a surgical procedure that involves replacing a missing tooth with an artificial root and crown. It can be used as an alternative to dentures or bridges. The entire procedure, including consultations and follow-up exams, typically occurs in phases over several months.
How Much Do Dental Implants Cost Without Insurance?
Getting a dental implant, or multiple implants, can be a costly procedure. It involves more than just the placement of an artificial tooth. You’ll need to pay for each component that makes up the entire tooth, including the post, abutment, crown and related labor. All that considered, expect to pay around $3,000 to $7,000 for a single-tooth implant procedure.
A tooth implant may also come with other expenses, like those related to a consultation and X-rays. Some patients need CT scans or bone grafts to get a dental implant, increasing the costs even more. Additional expenses could tack $50 to $3,500 onto the bill for a single tooth implant.
Overall, dental implant prices vary by provider. Your dental care needs and the material you choose for the implant will also affect your costs. Expect your oral surgeon to share all the costs with you upfront so there are no surprises.
How Much Do Dental Implants Cost With Insurance?
If your dental plan offers implant coverage, it will likely cover some of the cost. In other words, a dental insurer will not likely pay for the entire dental implant procedure. You may want to consider a separate savings or payment plan to help you cover the remainder.
For instance, dental insurance may cover 25% to 50% of dental implant costs — up to a limit. You could save hundreds of dollars with a plan that pays half.
No matter what plan you have, you’ll always want to read the fine print and ask a representative for help if something’s unclear.
How to Find Dental Insurance for Implants
If you’re searching for a dental plan that covers implants, let us know. At Health for California, our knowledgeable agents can answer any questions you have about dental insurance offered through Covered California. We can also recommend affordable dental plans to meet your needs.
Contact us today to learn more or get your free dental plan quote.